Board of Directors 



 President and CEO:     Laura Steele (Dallas, TX)
 Chairman of the Board:
   Alicia Treadway, SunTrust Banks, Inc. (Atlanta, GA)
 Vice Chairman:    Rhonda Kleinecke, TDECU (Lake Jackson, TX)
 Treasurer:    Rick Rhoads, State Employees’ Credit Union (Raleigh, NC)
 Secretary:     Jeff Foote, Broadway Bank (San Antonio, TX)
 Immediate Past Chairman:    Martin Bell, Guaranty Bank & Trust (Mount Pleasant, TX)
 Immediate Past Chairman:    Tim Thorson, Regions Bank (Birmingham, AL)


Members of the Board of Directors:
Rene Avila, Lone Star National Bank (McAllen, TX)
David Brock, Community Credit Union (Rockledge, FL)
Gail Enda, American Airlines Federal Credit Union (Fort Worth, TX)
James Flaig, First Citizens Bank & Trust (Raleigh, NC)
Joseph Flannery, BB&T (Wilson, NC)
Tom Heinzmann, BenefitMall, (Miramar, FL)
Rob Malburg, Capital Bank (Burlington, NC)
John Ory, Austin Bank (Longview, TX)
Dawn Patton, Bank of America (Charlotte, NC)
Charlie Schuchardt, Frost Bank (San Antonio, TX)
W. Christopher Staab, Capital One (Richmond, VA)
Brandy Young, TBK Bank, SSB (Dallas, TX)

Advisors to the Board of Directors:
David Beck, Federal Reserve Bank of Richmond (Baltimore, MD)
Peter Davey, The Clearing House (Washington, D.C.)
Donovan Shand, Comerica Bank (Livonia, MI)
Julius Weyman, Federal Reserve Bank of Atlanta (Atlanta, GA)