Board of Directors 


 President and CEO:    Laura Steele (Dallas, TX)
 Chairman of the Board:
  Rhonda Pavlicek, TDECU (Lake Jackson, TX)
 Vice Chairman:   Jeff Foote, Broadway Bank (San Antonio, TX)
 Treasurer:   John Ory, Austin Bank (Longview, TX)
 Secretary:    Tom Heinzmann, BenefitMall, (Miramar, FL)
 Immediate Past Chairman:   Alicia Treadway, SunTrust Banks, Inc. (Atlanta, GA)

Members of the Board of Directors:
Martin Bell, Guaranty Bank & Trust (Mount Pleasant, TX)
Gail Enda, American Airlines Federal Credit Union (Fort Worth, TX)
James Flaig, First Citizens Bank & Trust (Raleigh, NC)
Dawn Patton, Bank of America (Charlotte, NC)
Rick Rhoads, State Employees' Credit Union (Raleigh, NC)
Donovan Shand, Comerica Bank (Livonia, MI)
Tim Thorson, Regions Bank (Birmingham, AL)

Advisors to the Board of Directors:
Peter Davey, The Clearing House (Washington, D.C.)
Julius Weyman, Federal Reserve Bank of Atlanta (Atlanta, GA)