Board of Directors 


 President and CEO:    Laura Steele (Dallas, TX)
 Chairman of the Board:
  Rhonda Pavlicek, TDECU (Lake Jackson, TX)
 Vice Chairman:   Jeff Foote, Broadway Bank (San Antonio, TX)
 Treasurer:   John Ory, Austin Bank (Longview, TX)
 Secretary:    Tom Heinzmann, BenefitMall, (Miramar, FL)
 Immediate Past Chairman:   Alicia Treadway, SunTrust Banks, Inc. (Atlanta, GA)

Members of the Board of Directors:

Martin Bell, Guaranty Bank & Trust (Mount Pleasant, TX)
Gail Enda, American Airlines Federal Credit Union (Fort Worth, TX)
James E. Flaig, First Citizens Bank & Trust (Raleigh, NC)
James Frankeberger, Neighborhood Credit Union (Dallas, TX)
Dawn M. Patton, Bank of America (Charlotte, NC)
Rick Rhoads, State Employees' Credit Union (Raleigh, NC)
Tanya Romero, Guadalupe Credit Union (Santa Fe, NM)
Donovan Shand, Comerica Bank (Livonia, MI)
Lonnie C. Talbert, Southwest Capital Bank (Albuquerque, NM)
Melissa Thomas, VyStar Credit Union (Jacksonville, FL)
Tim Thorson, Regions Bank (Birmingham, AL) 

Advisors to the Board of Directors:
Peter Davey, The Clearing House (New York, NY)
Peter Tapling, PTap Advisory, LLC (Park Ridge, IL)
Erik VanBramer, Federal Reserve Bank of Chicago (Chicago, IL)
Julius Weyman, Federal Reserve Bank of Atlanta (Atlanta, GA)