Testing to Attain ePayResources Certification
An ePayResources Certification candidate has two years in which to complete the required courses. The two years are calculated from the year in which registration is processed. Therefore, a candidate registered in January has until December 31 two years later to complete all required courses. The courses may be completed as quickly as the certification candidate chooses, within the two-year period.
It takes two and one-half hours to complete one On Demand Course, on average. Some courses may take longer. Some courses can be completed in less time. The time you take to complete an On Demand Course depends on your learning style; the length of audio / video components within the course; how many times the player is paused; and other factors.
Candidates receive an email inviting them to participate in a November ePayResources Certification review webinar and the December ePayResources Certification Program test. Once the email is received the candidate needs to reply their intention to participate in the November review or / and the December test. Candidates choose their own year in which to test.
Prior to each test window, there is a review webinar held for those interested in sitting for the exam that calendar year. The date for the review webinar is the second Tuesday in November. In the event the second Tuesday is a holiday, the review webinar will be the following Wednesday.
The ePayResources ACH Certification test is administered annually in December. The test window is 15 calendar days typically, from December 1 through December 15. The ACH Certification test is Internet based. There is no need to travel.
The test covers six areas of expertise included in the required ePayResources ACH Certification courses. The exam blue print categories are listed below.
- General Payments Overview/Comparative Payment Systems
- Marketing & Products
- Risk Management
- Rules & Regulations
- Operational Process/Flow
- Technical Standards/Formats
The candidate needs a stable Internet connection. Three hours are provided to take the 120 question, multiple choice test. Of the 120 questions, 100 questions are scored for purposes of the ePayResources ACH Certification result. Once the test is started by the candidate, it must be completed in one sitting. Please, plan accordingly.
Candidates are on their honor to answer questions based on their knowledge. The ePayResources ACH Certification test is not open book/open resource. An assertion that the test was completed by the candidate without the assistance of any reference materials or sources, electronic or otherwise, is required. Test results are mailed after ePayResources receives the candidate's signed assertion.
Maintaining Your ePayResources ACH Certification
Upon receipt of the ePayResources Certification, all certified members must complete continuing education obligations annually to maintain the ePayResources Certification. The continuing education requirement begins the calendar year after the ePayResources ACH Certification certificate is printed. The criteria outlined below provides the information needed to ensure continuing education requirements are met.
An ePayResources Certified member may use one of the five methods outlined below to meet the continuing education requirement each calendar year to maintain current ePayResources ACH Certification status. However, an ePayResources Certified member may complete additional education events and activities at their discretion. Outlined below are the benefits of each continuing education opportunity.
- Register and attend a ePayResources Rule Update webinar:
- Attending a live webinar provides opportunities to obtain answers as the questions occur to the attendee
- There are typically two ePayResources Rule Update webinars in a calendar year.
- Complete the On Demand recording of the ePayResources Rule Update webinar:
- Listen to the recorded webinar in one’s own time. Access to the recording is provided for 30 days, with unlimited viewing. It is, therefore, possible that other members at the SWACHA Certified member’s financial institution may benefit from the information.
- On Demand recordings are usually made available for purchase five business days after the live event.
- Register and attend an ACH Boot Camp – Compliance Specialist:
- ACH Boot Camps—Compliance
Specialist (Intermediary)—provide intensive ACH training in an interactive, in-person environment. Pose questions of the instructor and participate in team exercises to stay abreast of the Rules, Regulations, statutes, and trends shaping the ACH Network.
- ACH Boot Camps are
scheduled throughout the calendar year in various cities across Louisiana,
Texas, New Mexico, and Arkansas, Florida, and North Carolina. Each ACH Boot
Camp is a two-day event.
- Register and attend ePayResources Payments Systems Update workshop:
- Workshop provides education on all electronic payments channels: ACH, Card, Check, and Wire
- Attending the in-person workshop provides opportunities to interact with payments professionals and the instructor
- Workshop is scheduled in more than 45 cities, across multiple states
- Register and retake the ePayResources certification test:
- Demonstrate your mastery of ACH Network concepts and applicable governing Rules and statutes.
- The ePayResources Certification Program exam is administered the second Monday, Tuesday, and Wednesday in December. The test is electronic. One only needs an Internet connection and approximately three hours to complete. No scores will be provided. The exam is pass/fail result only.
The selected continuing education option must be completed within the calendar year for which re-certification is required, i.e., January 1 through December 31 of the year after the active certificate. *NOTE* Continuing education credits do not carry over to subsequent years for later use nor can continuing education credits be pre-completed in a prior year.
Each year, an ePayResources ACH Certified member must file all continuing education credits no later than March 31st. One need not wait until March 31st of the following year. One may file continuing education credits as soon as completed, for example. Communication and/or notification of continuing education completion to a ePayResources staff member does not constitute registration for the continuing education method chosen and will not be sufficient to retain the ePayResources ACH Certification statue. In cases where the March 31st deadline gets missed, a late filing fee is assessed.
Continuing education credits must be filed using the ePayResources ACH Certification Continuing Education Reporting Form that may be downloaded from the ePayResources website.
Upon verification that the continuing education requirement has been met, an updated ePayResources ACH Certification certificate will be printed and mailed to the address of file for the member. The updated certificate is for the entire calendar year in which it is issued. This means that even if one accomplishes the ePayResources Certification continuing education requirement on December 31, the resulting certificate will be for the entire calendar year. Updated certificates are printed and mailed at regular intervals during the calendar year.
The certified member is responsible for notifying ePayResources of attendance, and paying for the course. Please complete the ePayResources
ACH Certification Continuing Education
Reporting Form below to ensure you have been credited for all
IMPORTANT DOCUMENTS: ePayResources ACH Certification Continuing Education Reporting Form
NOTE FOR THOSE WHO ATTAINED THE ACCREDITED ACH PROFESSIONAL (AAP) ACCREDITATION:
ePayResources recognizes Nacha requires continuing education goals in excess of those imposed on ePayResources Certified members. ePayResources does not, therefore, require AAPs to complete one of the four methods outlined above. We recognize the on-going efforts to meet the AAP continuing education requirements as more than sufficient to meet the ePayResources Certified continuing education requirements. However, we invite each AAP to make use of ePayResources training to meet their AAP continuing education goals. ePayResources Certified members who are also AAPs will receive updated certificates in January of each year.