Rules & Operations Alerts
Nacha Rules Updates and Supplements
The Nacha Operating Rules define the obligations and responsibilities of each participant. The following is not an exhaustive list of all Rule updates but key changes that have a higher impact on Originators and Third-Party Senders.
Supplement #2-2019- Differentiating Unauthorized Returns
Phase 1 – April 1, 2020
Phase 2 – April 1, 2021
Supplement #1-2019-ACH Rules Compliance Audit Requirements
Originators, Third-Party Senders, and Third-Party Service Providers are encouraged to review this Rule for impact to their operating environment. This Rule focuses on the following topics:
June 21, 2019
January 1, 2020
Phase One - June 30, 2020
Phase Two - June 30, 2020
Both Originators and Third-Party Senders may need to review the ACH Formatting requirements outlined in the Minor Rules Topic. Third-Party Senders should review the Third-Party Sender Registration Rule and understand their ACH Compliance requirements.
September 29, 2017
This ACH Operations Bulletin is intended to provide some representative examples that should help participants and observers properly categorize the roles of the parties in payment scenarios involving different types of third-party payment intermediaries and understand how ACH transactions should be identified for consumers.
March 21, 2014