News Payments Strategy Mobile App Featured Chad Foster to Keynote ePayConnect 2024 11/29/2023 ePayResources is thrilled to announce Chad Foster as the keynote speaker for ePayConnect 2024 in March. Read more Tags: conference, ePayConnect, keynote
News Payments Strategy 2024 FedNow Service Pricing Announced 11/29/2023 Pricing discounts offered in 2023 will continue into 2024. Read more Tags: FedNow, Federal Reserve Financial Services
News Fraud & Disputes FTC Announces Voice Cloning Challenge 11/29/2023 The FTC is encouraging innovators to develop solutions that protect consumers. Read more Tags: Fraud, FTC
News Fraud & Disputes Account Validation Does Not Guarantee Ownership or... 11/29/2023 Challenges emerge when an ACH participant believes that account validation equals authorization. Read more Tags: Fraud, micro-entry, ACH Rules, account validation, authorization
News Payments Strategy Take Advantage of FedNow Startup Help 11/22/2023 Is your financial institution interested in joining the FedNow® Service, but executives still have questions? Read more Tags: FedNow, Consulting, ePayAdvisors
News Payments Strategy Fraud & Disputes Executive Payments Summit: Evolving to Reach More Members 11/22/2023 Our 10th annual Executive Payments Summit held at the Gaylord Texan on November 14 brought some of the industry’s most innovative minds together... Read more Tags: Executive Payments Summit, ePayConnect
News Fraud & Disputes How to Keep Your Holidays Scam-Free 11/22/2023 Now that the holiday season is upon us, it’s prime time for fraudsters and scammers looking to take advantage of people’s generosity. Read more Tags: Fraud, FBI, holidays, holiday scams
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Website Enhancement: Advanced Search Capabilities 11/15/2023 Check out our new flexible search options! Read more Tags: website
News Fraud & Disputes New Learning Module Addresses Online Account Opening Fraud 11/15/2023 Need a quick intro to - or refresher on - online account opening fraud? Read more Tags: Fraud, Identity Theft, Fraud Forum, Fraud Reduction Meeting, Online Account Opening Fraud
News Fraud & Disputes IRS Highlights Fraud Awareness Week 11/15/2023 Knowledge is power when it comes to tax scams! Read more Tags: Fraud, IRS, tax scams
News Payments Strategy FPC Adds More Faster & Instant Payments Resources 11/8/2023 The Faster Payments Council has added more resources. Read more Tags: Faster Payments, Faster Payments Council, Instant Payments
News Rules & Regulations Payments Strategy Nominations Open for ePayResources Rules Committee 11/8/2023 Want to help shape the industry? Join our Payments Rules Committee! Read more Tags: Rules, Nominations, Payments Rules Committee, Committee
News Rules & Regulations Audit & Compliance Fedwire Funds Offline Service Retires December 31, 2024 11/8/2023 Read about yout new contingency option for the Fedwire Funds Service. Read more Tags: Wire Transfer, FedWire
News Payments Strategy Nacha Announces 15 Under 40 Award 11/1/2023 Nacha is looking for rising payments stars! Read more Tags: Nacha, Innovation, awards, Nominations
News Fraud & Disputes ID Theft Provides Frights Year-Round! 11/1/2023 Halloween is over, but you can still get spooked by Identity Theft! Read more Tags: podcast, Identity Theft, The Payments Space, ID Theft
News Rules & Regulations Audit & Compliance FedLine Assurance Program Self-Assessment Due December 31 10/25/2023 Your annual FedLine Assurance Program Attestation is due December 31. Read more Tags: Compliance, Federal Reserve, Security, FedLine, FedLine Assurance Program, Security & Resiliency
News Fraud & Disputes Your Secret Weapons Against Payments Fraud! 10/25/2023 Our Fraud Forum and Fraud Reduction Meetings are your secret weapons! Read more Tags: Fraud, fraud meeting, Fraud Reduction Meeting
News Payments Strategy Streamlining with AI: Free Partner Webinars 10/25/2023 We are delighted to present these webinars with our Vendor Partner Identifee. Read more Tags: webinar, partner, AI, Artificial Intelligence, Identifee, fraud meeting, free, Vendor Partner, complimentary
News Plan Your 2024 Payments Education NOW! 10/18/2023 Now is the time to plan and budget for your organization's 2024 payments education! Read more Tags: Payments Strategy, Education, payments education, pricing
News Call For Presentations: ePayConnect 2024 10/18/2023 Submit a session proposal for ePayConnect 2024, to be held Monday, March 11 – Wednesday, March 13, 2024, at Loews Portofino Bay Hotel at Universal... Read more Tags: Call for Presentations, ePayConnect, Presentations
News Nominations Open for Payments Awards 10/18/2023 ePayResources’s Richard R. Oliver Leadership in Payments Award is presented annually at our ePayConnect conference. Read more Tags: awards, Innovation in Payments Award
News Let's Celebrate Our Team! 10/18/2023 Congratulations to these ePayResources team members celebrating their work anniversaries! Read more Tags: teammates, anniversary, culture
News Payments Strategy FedNow Work Group Issues Market Practices for Request... 10/18/2023 The recommendations outline practices to support effective and widespread industry implementation of instant payments. Read more Tags: FedNow, Request for Payment, Instant Payments, Federal Reserve
News Rules & Regulations CFPB Issues Guidance to Halt Junk Fees 10/18/2023 Advisory opinion provides guidance on 2010 legal provision regarding customer service by large financial firms. Read more Tags: CFPB
News Fraud & Disputes Payments Innovation Alliance Releases Cyberattack... 10/18/2023 Tabletop exercise helps small to medium-sized businesses prepare for a cyberattack. Read more Tags: Cybersecurity, Payments Innovation Alliance, cyberattack
News Payments Strategy FedNow Surpasses the 100 Institution Mark 10/11/2023 The FedNow Service has hit a significant milestone! Read more Tags: FedNow, Instant Payments, Federal Reserve
News Employee Spotlight: Anne-Marie Leake 10/11/2023 Anne-Marie Leake is ePayResources' longest-serving employee! Read more Tags: Employee Spotlight
News Payments Strategy Survey: Faster Payments Readiness for Financial Inclusion 10/11/2023 Is financial inclusion being addressed in the payments ecosystem? Read more Tags: Faster Payments, Faster Payments Council, Surveys, financial inclusion
News Rules & Regulations Fraud & Disputes Audit & Compliance New Podcast Episode: The REAL Truth about the NCP Exam! 10/4/2023 Get the REAL truth about preparing for and taking the NCP exam! Read more Tags: NCP, podcast, checks, The Payments Space, National Check Professional
News Audit & Compliance Save Big with the Early Bird Sale! 10/4/2023 Don't miss our biggest discount on the 2024 ACH Rules! Read more Tags: ACH Rules, publications, sale, Origination Handbooks
News Payments Strategy Survey Results: The State of Faster Payments 10/4/2023 What approaches are your peers planning to use for instant payments? Read more Tags: RTP, FedNow, Faster Payments, Instant Payments, Surveys, Center for Payments, RTP®
News Payments Strategy Get the Facts About the FedNow Service 9/27/2023 Key facts that set the record straight on what the FedNow Service is. Read more Tags: FedNow
News Fraud & Disputes Free Registration to Security & Third-Party Risk Summit 9/27/2023 The Global Resilience Federation is offering free registration to ePayResources members. Read more Tags: Risk, Cybersecurity, Third-Party, conference, Global Resilience Federation
News Audit & Compliance Get Ready for Your Audit With These Tips! 9/27/2023 Are you scrambling to get ready for your 2023 audit? Read more Tags: Consulting, Audit, Risk Assessment, ePayAdvisors
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Congratulations to Our New APRPs! 9/20/2023 Congrats to our newest APRPs! Read more Tags: APRP, Accreditation
News Fraud & Disputes Synthetic Media Deepfake Threat Grows 9/20/2023 Deepfakes are a particularly concerning type of synthetic media that uses AI to create highly realistic media. Read more Tags: Cybercrime, AI, Artificial Intelligence, deepfake
News Payments Strategy FedNow Insight From an Early Adopter 9/20/2023 Pioneers of Now represent engaged financial institutions and service providers united by their commitment to early adoption of the FedNow Service. Read more Tags: FedNow
News Fraud & Disputes Scam Operational Definitions Published 9/13/2023 Scams are the use of deception or manipulation intended to achieve financial gain. Read more Tags: Fraud, Scams, FedPayments Improvement
News Payments Strategy Fed Discusses Instant Payments and Stablecoin 9/13/2023 The Federal Reserve seeks to work closely with private-sector instant payment services and plans to carve out a regulatory role to govern developments in... Read more Tags: FedNow, Instant Payments, Fed, stablecoins
News ATM Numbers Climb 9/13/2023 After a significant dip in 2020, the U.S. ATM population grew by about 21,000 terminals from 2021 to the end of 2022. Read more Tags: ATM, ATMIA
News Fraud & Disputes How Synthetic Identities Are Used 9/6/2023 What is a money mule and how are fraudsters using synthetic identities to replace “traditional” money mules? Read more Tags: Fraud, Synthetic Identity, Federal Reserve, Synthetic Identity Fraud
News Rules & Regulations Payments Strategy Audit & Compliance Payments Guide to ACH: What Corporates Need to Know 9/6/2023 The Association for Financial Professionals has released its Payments Guide to ACH: What Corporates Need to Know. Read more Tags: Corporations, ACH, Nacha, Business Payments, AFP
News Rules & Regulations Audit & Compliance National Preparedness Month: Enhancing Payment Security... 9/6/2023 September is National Preparedness Month. Read more Tags: Disaster Recovery, Business Continuity, National Preparedness Month
News Fraud & Disputes CFPB Hosts Elder Justice Webinars 8/30/2023 CFPB is hosting an elder justice webinar series this fall. Read more Tags: Fraud, Elder Abuse, CFPB, Financial exploitation
News Rules & Regulations Payments Strategy FedNow Courses Get You Up to Speed 8/30/2023 FedNow® is live, and we have courses in ePayU to help you get ready! Read more Tags: FedNow, ePayU
News Rules & Regulations Audit & Compliance Operations Alerts Hurricane Idalia and Excused Delay 8/29/2023 As Hurricane Idalia approaches Florida, we send our best wishes for the safety of impacted members. Read more Tags: Excused Delay, Disaster Recovery, Business Continuity, hurricane
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance New Podcast Episode: The Death of Checks 8/23/2023 Missed ePayConnect 2023? Now you can listen in as the Payments Beer Nerds contemplate the death of checks! Read more Tags: podcast, checks, The Payments Space
News Fraud & Disputes Credit-Push Fraud Response Checklists for Originators 8/23/2023 Nacha's Risk Management Advisory Group has published guidance for responding to credit-push fraud. Read more Tags: Risk Management, Origination, Fraud, RMAG, credit push
News Let's Celebrate our Team! 8/23/2023 ePayResources celebrates anniversaries and a professional designation! Read more Tags: APRP, staff, promotion, teammates, anniversary, celebrations
News Payments Strategy RTP Network Expands Request for Payment Availability 8/16/2023 Using the RfP capability on the RTP network, billers and suppliers can now request a payment from their customers through secure bank channels, and... Read more Tags: RTP, Request for Payment, TCH, The Clearing House
News Payments Strategy PayPal Launches Stablecoin 8/16/2023 PayPal has announced the PayPal USD stablecoin will begin rolling out to accountholders. Read more Tags: cryptocurrency, stablecoins, PayPal
News Rules & Regulations Fraud & Disputes Audit & Compliance Operations Alerts Updates to BSA/AML Examination Manual Released 8/16/2023 The FFIEC has released updates to certain sections of the BSA/AML Examination Manual. Read more Tags: BSA, FFIEC, AML
News Payments Strategy Same Day ACH Sees Significant Growth 8/9/2023 The use of Same Day ACH payments grew significantly in the first half of 2023. Read more Tags: Same Day ACH, Faster Payments, Nacha
News Rules & Regulations Payments Strategy E-Remittance Exchange Pilot Participation Opens 8/9/2023 A new work effort will help transform the way electronic remittance (e-remittance) information is delivered and processed. Read more Tags: B2B, Federal Reserve, FedPayments Improvement, Pilot
News Payments Strategy FedNow is Here, But Work Continues 8/9/2023 While the FedNow launch offers a significant industry milestone, the work is far from complete. Read more Tags: FedNow, Faster Payments, Faster Payments Council, Instant Payments
News Employee Spotlight: Vivian Rini 8/2/2023 Vivian Rini is Manager, Member and Industry Relations with ePayResources. Read more Tags: Employee Spotlight
News Fraud & Disputes 2022 SAR Filing Trend Data Available on FinCEN’s Website 8/2/2023 FinCEN's Interactive SAR Stats webpage now includes Filing Trend Data by industry updated through the 2022 calendar year. Read more Tags: BSA, financial crimes, fincen, SARS
News Completing Our Evaluations Could Win You a Prize! 7/31/2023 We appreciate all the completed evaluations our members submit. Read more Tags: Payments, Evaluation Prize Drawing, Member Benefits
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Introducing The Payments Space, the Podcast from... 7/26/2023 ePayResources is excited to launch its podcast, The Payments Space! Read more Tags: podcast, The Payments Space
News Payments Strategy RTP Surpasses 500 Million Payments 7/26/2023 Six years after its launch, the RTP Network has surpassed 500 million real-time payments. Read more Tags: RTP, Real Time Payments, TCH, The Clearing House, real-time payments
News Payments Strategy FedNow is Live! 7/20/2023 The Federal Reserve on Thursday announced that its new system for instant payments, the FedNow® Service, is now live! Read more Tags: FedNow
News Audit & Compliance e-Publications Summer Sale! 7/19/2023 Order online by August 31 to save! Read more Tags: publications, sale, discount
News Fraud & Disputes Learn More About Crypto Scams 7/19/2023 How much do you know about cryptocurrency? If your answer is “not much,” that’s exactly what crypto scammers want to hear. Read more Tags: Scams, FTC, cryptoccurrency
News Payments Strategy New Resources from FedNow Explorer 7/19/2023 Want to start the FedNow Service onboarding process but don’t know where to begin? Read more Tags: FedNow, ePayAdvisors
News Payments Strategy What's Driving Faster Payments? 7/12/2023 With so many person-to-person (P2P) and credit push choices, how are consumers to decide what to use? Read more Tags: RTP, FedNow, Faster Payments, Instant Payments, p2p, emerging payments
News Fraud & Disputes Information Sharing Improves Fraud Mitigation 7/12/2023 The Federal Reserve has launched a scams information sharing work group. Read more Tags: Fraud, Scams, Federal Reserve, Fraud Mitigation, Fraud Forum
News ePayResources Seeks Board of Directors Nominations 7/12/2023 We are issuing a call for nominations for the ePayResources Board of Directors. Read more Tags: Board of Directors, Nominations
News Rules & Regulations Payments Strategy Audit & Compliance Fed Names Organizations Certified as Ready for FedNow 7/5/2023 57 early adopter organizations have completed formal testing and certification in advance of FedNow's launch later this month. Read more Tags: FedNow
News Fraud & Disputes Protect Servicemembers From Fraud During Military... 7/5/2023 July is Military Consumer Month. Read more Tags: Fraud, Scams, Federal Trade Commission
News Team ePay Celebrates! 7/5/2023 ePay celebrates promotions! Read more Tags: promotion, ePay Staff, teammates, anniversary, celebrations
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Get the New ePay Mobile App! 6/28/2023 We're proud to announce the launch of our new mobile app! Read more Tags: ePayU, Payments Answerline, mobile app, Member Community
News Rules & Regulations Payments Strategy Audit & Compliance Are You Ready for FedNow? 6/28/2023 The FedNowSM launch is almost here! Spark your imagination and get ready! Read more Tags: FedNow, ePayAdvisors
News Fraud & Disputes Week 4: New Elder Financial Abuse Awareness Resource 6/28/2023 World Elder Abuse Awareness Day (WEAAD) is an international day of observance held every year in June. Read more Tags: Fraud, Elder Abuse, Scams, financial crimes, fraud meeting, Fraud Forum
News Fraud & Disputes Senators Want Answers from Cash App and Venmo 6/21/2023 Cash App and Venmo are under scrutiny from four U.S. senators over their fraud-protection efforts. Read more Tags: Zelle, Fraud, p2p, Venmo, CashApp
News Rules & Regulations Payments Strategy FedNow Announces Zero-Dollar RFP Market Practice 6/21/2023 Request for payment (RFP) is a powerful feature that will be available to FedNow Service participants at the launch of the service this July. Read more Tags: FedNow
News Fraud & Disputes Week 3: New Elder Financial Abuse Awareness Resource 6/21/2023 World Elder Abuse Awareness Day (WEAAD) is an international day of observance held every year in June. Read more Tags: Fraud, Elder Abuse, Scams, financial crimes, fraud meeting, Fraud Forum
News Fraud & Disputes Week 2: New Elder Financial Abuse Awareness Resource 6/14/2023 World Elder Abuse Awareness Day (WEAAD) is an international day of observance held every year on June 15. Read more Tags: Fraud, Elder Abuse, Scams, financial crimes, fraud meeting, Fraud Forum
News Rules & Regulations Operations Alerts Videos Explain Nacha RFC and RFI Topics 6/14/2023 Our survey has closed, but if you still want a better understanding, watch this playlist! Read more Tags: Rules, Risk Management, Nacha, Nacha Rules, Request for Cmment, Request for Information
News Fraud & Disputes Have You Rated Our Check Fraud Micro-Lessons? 6/14/2023 We are excited to make new check fraud resources available to our members in ePay’s Fraud Forum community! Read more Tags: Check, Fraud, check fraud, community, Fraud Forum
News Fraud & Disputes New Elder Financial Abuse Awareness Resource Available... 6/7/2023 World Elder Abuse Awareness Day (WEAAD) is an international day of observance held every year on June 15. Read more Tags: Fraud, Elder Abuse, Scams, financial crimes, fraud meeting, Fraud Forum
News Employee Spotlight: Stacy Turner 6/7/2023 Stacy Turner is a Manager, Member and Industry Relations with ePay. Read more Tags: Employee Spotlight
News Payments Strategy Jeff Foote Named CEO 6/1/2023 Jeff Foote, President, ePayResources, has been additionally named CEO, succeeding Laura Steele, whose retirement was effective May 31, 2023. Read more Tags: staff, teammates, CEO, celebrations, Jeff Foote, President
News Rules & Regulations Audit & Compliance Don't Let Storms Impact Your Payments Operations 5/31/2023 NOAA predicts as many as four major hurricanes this season. Is your institution adequately prepared to maintain business continuity? Read more Tags: Excused Delay, Disaster Recovery, Business, Continuity
News Team ePay Celebrates! 5/31/2023 ePay celebrates anniversaries and new teammates! Read more Tags: promotion, ePay Staff, teammates, anniversary, celebrations
News Rules & Regulations Operations Alerts Reminder: Nacha Seeks Responses on Rules RFC and RFI 5/24/2023 Nacha is requesting industry comment on a set of Rules proposals and other concepts regarding ACH risk management. Read more Tags: Rules, Risk Management, Nacha, Nacha Rules, Request for Cmment, Request for Information
News Payments Strategy Standardizing Faster Payments Terminology 5/24/2023 Are we all on the same page as to what faster, instant, real-time, and emerging payments mean? Read more Tags: RTP, FedNow, Faster Payments, Real Time Payments, Zelle, Instant Payments, PayPal, Venmo, emerging payments, real-time payments
News Fraud & Disputes Keep an Eye Out for Elder Financial Abuse 5/24/2023 World Elder Abuse Awareness Day (WEAAD) is an international day of observance held every year on June 15. Read more Tags: Fraud, Elder Abuse, Scams, financial crimes, fraud meeting, Fraud Forum
News Payments Strategy Watch the FedNow Service Payment Process in Action 5/16/2023 Watch an example of how financial institutions can enable their customers to access instant payments through the FedNow Service. Read more Tags: FedNow
News ePay Members Receive Awards from Q2 5/16/2023 Three ePay member institutions have received reecognition from Q2. Read more Tags: Innovation, awards
News Employee Spotlight: Lily Ramos 5/16/2023 Lily Ramos is an Administrative Coordinator with ePay. Read more Tags: Employee Spotlight
News Payments Strategy Check Sample Survey Results Released by Fed 5/10/2023 This report examines the use of checks by US consumers, businesses, and government in 2021. Read more Tags: Risk, Retail Payments, Payments, Federal Reserve, checks
News Payments Strategy Faster Payments Barometer Says Adoption is Flourishing 5/10/2023 The 2023 Faster Payments Barometer reveals that faster payments adoption is flourishing. Read more Tags: RTP, FedNow, Faster Payments, Faster Payments Council, Real Time Payments
News Payments Strategy Real Estate Firms Expected to Embrace Real-Time Payments 5/3/2023 Key findings from a study by The Cleariing House and PYMNTS indicate 77% of real estate firms plan to start making real-time payments in the next... Read more Tags: RTP, Real Time, Real Time Payments, The Clearing House, real-time payments
News Payments Strategy GoDaddy Enables Payments During Microsoft Teams Meetings 5/3/2023 GoDaddy and Microsoft are working to let small businesses accept payments during meetings on Teams. Read more Tags: digital payments, small business, emerging payments
News Fraud & Disputes Reduce Mail Fraud With FedPayments Reporter for Check 5/2/2023 FedPayments Reporter for Check may offer part of the solution for check fraud. Read more Tags: Fed, Federal Reserve, check fraud, checks
News Payments Strategy Certification of FedNow Participants Starts 4/26/2023 This month the Federal Reserve started formal certification of participants for launch of the FedNow service. Read more Tags: FedNow, Federal Reserve
News Employee Spotlight: Andre Slate 4/26/2023 Andre Slate is ePay’s Manager, Product Inventory. Read more Tags: Employee Spotlight
News Rules & Regulations Audit & Compliance Evaluate Your Experience With the ACH Rules 4/26/2023 Your feedback is needed on the ACH Rules! Read more Tags: Surveys, ACH Rules
News Fraud & Disputes NEW Check Fraud Micro-Lessons in the Fraud Forum Community! 4/19/2023 We are excited to make new check fraud resources available to our members in ePay’s Fraud Forum community! Read more Tags: Check, Fraud, check fraud, community, Fraud Forum
News Member Connections The Connections Community Has a New Look! 4/19/2023 The new site is designed to evolve the functionality and relevance of the community to fit the broader digital landscape and respond to member needs. Read more Tags: connections, community, message board
News Audit & Compliance Team ePay Celebrates! 4/19/2023 ePay celebrates a promotion, four anniversaries, and a new teammate! Read more Tags: promotion, ePay Staff, teammates, anniversary, celebrations
News Rules & Regulations Payments Strategy Audit & Compliance What Happens in Vegas Should NOT Stay in Vegas! 4/12/2023 Headed to Nacha's Smarter Faster Payments 2023 conference in Las Vegas? Come hang out with Team ePay at Booth 433! Read more Tags: Payments, Nacha, ePay Staff, ePayAdvisors, prize
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance ePay Enters Partnership with ATMIA 4/12/2023 ePay’s partnership with ATMIA will strengthen our ability to support our member financial institution. Read more Tags: partner, ATM, ATMIA
News Payments Strategy FedNow Launches in July - Are You Ready? 4/5/2023 Where are you on your FedNow Service journey? Read more Tags: FedNow
News Employee Spotlight: Paige Jagel 4/5/2023 Paige Jagel is ePay’s Director, Instructional Design in our Education Department. Read more Tags: Employee Spotlight
News Payments Strategy Faster Payments Will Dominate Payroll This Year 4/5/2023 One of the most significant drivers of the growth of RTP volume is earned wage access (EWA). Read more Tags: RTP, Faster Payments, RTP®, payroll
News Congrats to ePayConnect Prize Drawing Winners! 4/5/2023 Congrats to everyone who won a prize drawing at ePayConnect 2023! Read more Tags: ePayConnect, prize
News Rules & Regulations Ask ePay! A Question About Stop Payments 3/29/2023 A member recently posed this question about the stop payment process: Read more Tags: Stop Payment, Payments Answerline, Ask ePay
News Awards ePay Presents 2023 Payments Awards 3/29/2023 ePayResources® presented two awards at its 27th annual conference, ePayConnect 2023, held March 12 - 14 at Disney’s Swan and Dolphin Resort... Read more Tags: awards, payments awards, ePayConnect, Leadership in Payments Award, Innovation in Payments Award
News Payments Strategy ePayResources and Identifee Announce Innovation Partnership 3/22/2023 ePay’s member financial institutions will receive free first-year access to Identifee’s CRM system - a $12,000 technology benefit! Read more Tags: Innovation, partner, technology, Identifee, CRM
News Fraud & Disputes Email and Text Scams Hit During Tax Season 3/22/2023 With the filing deadline quickly approaching, the IRS urges everyone to remain vigilant against email and text scams aimed at taxpayers. Read more Tags: IRS, Cybercrime, Scams, phishing, smishing
News Rules & Regulations Silicon Valley Bank Failure ACH Impact 3/22/2023 As of Monday, March 13, 2023, Silicon Valley Bridge Bank’s ACH operations returned to a normal status. Read more Tags: FDIC, bank closure, bridge bank
News Payments Strategy Top 50 FI ACH Originators and Receivers for 2022 Announced 3/8/2023 The Nacha Top 50 rankings of financial institution originators and receivers of ACH payments for 2022 are now available. Read more Tags: ACH, ACH Network, Nacha, volume
News Fraud & Disputes Eight Risk Factors That Can Predict Identity Theft 3/8/2023 Fraud expert Frank McKenna has uncovered the eight risk factors that can predict identity theft. Read more Tags: Fraud & Incident Management, Fraud, Fraud Mitigation, Identity Theft
News Payments Strategy What Does Generative AI Mean For Payments? 3/8/2023 What is ChatGPT and what does it mean for payments? Read more Tags: Payments, AI, Artificial Intelligence, ChatGPT
News Fraud & Disputes Slam the Scam During Consumer Protection Week! 3/1/2023 National Slam the Scam Day, March 9, 2023, helps raise awareness and prevent scammers from succeeding in their crimes. Read more Tags: Fraud & Incident Management, Fraud, Government Payments, consumer protection, Scams, government, FTC, Fraud Mitigation, Federal Trade Commission, Social Security
News Rules & Regulations Payments Strategy Fed to Discontinue FedGlobal ACH Payments to Canada and... 3/1/2023 Federal Reserve Financial Services will discontinue FedGlobal® ACH Payments service to Canada and Europe in the coming months. Read more Tags: Federal Reserve, FedGlobal, Federal Reserve Financial Services, cross-border
News Fraud & Disputes FinCEN Issues Alert on Surge in Mail Theft-Related Check... 2/27/2023 FinCEN has isssued an alert to financial institutions on the nationwide surge in check fraud schemes targeting the U.S. Mail. Read more Tags: Fraud & Incident Management, Check, Fraud, fincen, money laundering, Fraud Mitigation, check fraud, AML
News Rules & Regulations ePay's Role in Your Professional Development 2/22/2023 ePay has played an important role from the beginning of the AAP and APRP programs, celebrating their 30th and 5th anniversaries, respectively, in... Read more Tags: Faster Payments, APRP, NCP, AAP, Education, Accreditation, ePayU, professional development
News Rules & Regulations Grace Period Ending to Comply with Nacha Rule 2/22/2023 Nacha will begin enforcing the Nested Third Party Sender rule on March 31, 2023. Are you ready? Read more Tags: Compliance, ACH, Rules, Audit, Risk Assessment, Third Party, Third-Party, Third-Party Sender, ACH Network, rules updates, Nacha, ACH Rules, Nacha Rules, ePayAdvisors
News Payments Strategy Fraud & Disputes FedNow Will Raise the Bar on Fraud Management 2/22/2023 Fraud management features, a high priority for financial institutions, are being tested along with transaction flows in the countdown to the launch of... Read more Tags: Fraud & Incident Management, FedNow, Fraud, Fraud Mitigation
News Payments Strategy The Pandemic's Permanent Acceleration of Fintech 2/15/2023 If an application or bank doesn’t cut it, consumers are at liberty to find financial wellness options elsewhere. Read more Tags: Fin Tech, Innovation, FinTech, digital payments, technology
News Payments Strategy Same Day ACH Value Soars 87.5% in 4Q22 2/15/2023 According to Nacha, the ACH Network continued growing in the final quarter of 2022. Read more Tags: ACH, Same Day ACH, ACH Network, Nacha, volume
News Rules & Regulations Audit & Compliance Operations Alerts Green Book Chapter 5 Reclamations Update 2/15/2023 Effective March 1, 2023, Fiscal Service will no longer accept paper ACH reclamation responses. Read more Tags: Government Payments, Reclamations, treasury, green book, Federal Reserve, Fiscal Service, Bureau of the Fiscal Service
News Is There an Award Winner in Your Midst? ePay Wants to Know! 2/8/2023 TODAY, February 8 is the last chance for nominations for the 2023 Leadership in Payments Award! Read more Tags: awards, ePayConnect, Leadership in Payments Award
News It’s All You: Celebrating Our Members! 2/8/2023 As ePay approaches its 50th anniversary in 2024, we want to focus on celebrating YOU, our members, without whom ePayResources would not exist! Read more Tags: members, anniversary, Member Spotlight
News Avoid Romance Scams This Valentine’s Day 2/8/2023 If someone you meet online needs your bank account information to deposit money, they are most likely using your account to carry out other theft and fraud... Read more Tags: Fraud & Incident Management, Fraud, Scams, FTC, Fraud Mitigation, FBI, Federal Trade Commission, romance scams
News Payments Strategy Get to Know Crypto in 2023 2/1/2023 With so many eyes on crypto right now, it’s a great time to get up to speed. Read more Tags: Digital Currency, CBDC, crypto, Central Bank Digital Currency, cryptocurrency, blockchain, bitcoin, cryptocurrencies, stablecoins
News Payments Strategy FPC Publishes Faster Payments Service Provider Catalogue 2/1/2023 The U.S. Faster Payments Council has debuted its latest industry resource. Read more Tags: Software & Service Providers, RTP, FedNow, Same Day ACH, Faster Payments, Faster Payments Council, Real Time, Real Time Payments, Faster, Fin Tech, B2B, FinTech, p2p, RTP®, Service Provider
News Team ePay Celebrates! 2/1/2023 Team ePay is celebrating an anniversary and three promotions this month! Read more Tags: staff, promotion, anniversary, Employee Spotlight
News Rules & Regulations Payments Strategy Audit & Compliance Fed Presents FedNow Service Operating Circular 8... 1/25/2023 Is your organization preparing for the FedNow Service launching this year? Read more Tags: FedNow, Fed, Federal Reserve, Operating Circular
News Fraud & Disputes Identity Theft Awareness Week Helps You Fight Back 1/25/2023 As unique as we each are, we all look the same to identity thieves: like good targets. Read more Tags: Fraud & Incident Management, Fraud, Cyber, Cybersecurity, Cybercrime, crime, FTC, Fraud Mitigation, Identity Theft, Federal Trade Commission
News Completing Education Evaluations Could Win You a Prize! 1/25/2023 The Education evaluations our members submit help us refine what we do and how we do it to ensure we are providing the highest level of member value. Read more Tags: Education, Evaluation Prize Drawing
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Maximize Your Member Benefits – Create Your Own Account 1/18/2023 Each individual employee of a member organization should establish their own user ID and password that they can use to register for events, order... Read more Tags: Education, Members Only, on-demand, ePayU, members, website
News Rules & Regulations Audit & Compliance FinCEN Issues Alert on Human Smuggling at U.S. Southwest... 1/18/2023 The Financial Crimes Enforcement Network (FinCEN) has issued an alert to better support financial institutions in detecting financial activity related to... Read more Tags: BSA, fincen
News Job Postings ePay We're Hiring: Director, Payments Risk & Compliance 1/17/2023 ePay is hiring a Director, Payments Risk & Compliance to manage the development and delivery of various payments-related consulting and compliance... Read more Tags: ePay, jobs, ePayAdvisors, employment, advisors
News Payments Strategy 6 Takeaways from ePay’s Executive Payments Summit 1/11/2023 If you missed our November 2022 Executive Payments Summit, here are 6 quick takeaways from the event. Read more Tags: Executive Leader, RTP, Same Day ACH, Faster Payments, Real Time, Real Time Payments, Payments Strategy, Faster, strategy, EPS, Executive Payments Summit, ePayConnect, FinTech
News Payments Strategy Fraud & Disputes 6 Payments Trends to Watch in 2023 1/11/2023 FedNow, embedded payments, cybersecurity, BNPL, and more will be dominant themes in the payments industry this year. Read more Tags: FedNow, Cybersecurity, Fin Tech, Cybercrime, B2B, FinTech, embedded finance, embedded payments, BNPL
News Team ePay Celebrations! 1/11/2023 Congratulations to the following members of Team ePay on their anniversaries! Read more Tags: staff, ePay Staff, ePay, teammates, anniversary, Employee Spotlight
News Payments Strategy The Rise of Embedded Payments 1/3/2023 With consumers expecting 21st-century digital experiences, the one-click capabilities of embedded payments are looking increasingly attractive to merchants... Read more Tags: ePayConnect, digital payments, embedded finance, embedded payments
News Fraud & Disputes Ten New Year’s Resolutions to Fight Fraud 1/3/2023 Fraud.org offers some novel fraud-fighting resolutions to ring in the new year! Read more Tags: Fraud & Incident Management, Fraud, Fraud Mitigation
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Agencies Issue Joint Statement on Crypto-Asset Risks 1/3/2023 Federal bank regulatory agencies have issued a statement highlighting key risks for banking organizations associated with crypto-assets. Read more Tags: Digital Currency, FDIC, crypto, Fed, OCC, Federal Reserve, cryptocurrency, cryptocurrencies
News Fraud & Disputes Fraud on P2P Networks Hits 12% of Bank Customers in the U.S. 12/28/2022 Some 12% of U.S. customers have lost money to fraud on a peer-to-peer payment network, while 11% have seen it happen to a family member. Read more Tags: Fraud & Incident Management, Zelle, Fraud, p2p, PayPal, Venmo
News Payments Strategy ACH Network Prospers Through Economic Uncertainty 12/28/2022 Between inflation, market swings, crypto issues, and more, the U.S. has weathered an uncertain economic situation in 2022. Read more Tags: ACH, Same Day ACH, ACH Network, Nacha, B2B, economy
News Happy Holidays from ePay! 12/21/2022 In this festive time of many celebrations, everyone at ePay sends their best wishes to our members, clients, and partners! Read more Tags: ePay Staff, ePay, holidays
News Payments Strategy Fraud & Disputes Phixius Processes 2 Millionth Transaction 12/21/2022 Nacha's Phixius service has announced that financial institutions and service providers have processed more than 2 million payment-related... Read more Tags: Risk, Risk Management, Fraud, Nacha, API, Phixius
News Fraud & Disputes Avoid Charity Scams During the Holidays 12/21/2022 The holiday season is a time for cheerful giving, but make a donation plan that includes spotting and avoiding scams. Read more Tags: Fraud, Charitable, Scams, FTC, charity
News Rules & Regulations Audit & Compliance Keeping Originators Informed and Compliant 12/14/2022 We recently received a question from a member that comes up often, particularly during the end-of-year audit season. Read more Tags: Originators, Origination, Audit, Education, ACH Rules Book, ACH Rules, payments education
News Fraud & Disputes ’Tis the Season to Avoid Gift Card Scams 12/14/2022 Keep your hard-earned money safe from scammers this holiday season by spotting and avoiding gift card scams. Read more Tags: Fraud & Incident Management, Fraud, Scams, FTC, Fraud Mitigation
News Payments Strategy Faster Payments Council Supports ISO 20022 Transition 12/13/2022 Progress towards ubiquitous faster payments on a global scale is gaining momentum due to ISO 20022 migration. Read more Tags: Faster Payments, Faster Payments Council, FPC, International Payments, ISO 20022
News Payments Strategy Embedded Finance May Drive Innovation for Community Banks 12/7/2022 PYMNTS reports that embedded finance might be just the thing to drive innovation and change within the financial services sector, especially for smaller... Read more Tags: Innovation, FinTech, embedded finance, API
News Team ePay Celebrations! 12/7/2022 Congratulations to the following members of Team ePay on their anniversaries! Read more Tags: staff, ePay Staff, ePay, teammates, anniversary, Employee Spotlight
News Rules & Regulations Payments Strategy Audit & Compliance Options Available to Strategically Analyze Your FedACH... 12/7/2022 Two Federal Reserve Financial Services reports can provide your organization with powerful strategic payments insights. Read more Tags: ACH, Payments Strategy, Fed, strategy, Federal Reserve, FedACH
News Payments Strategy RTP Network Celebrates 5-Year Anniversary! 11/30/2022 The RTP® network, the nation’s newest real-time payments system that is operated by The Clearing House (TCH), marked its five-year... Read more Tags: RTP, Real Time, Real Time Payments, TCH, The Clearing House, RTP®
News Fraud & Disputes FedPayments Reporter Service Reduces Check Fraud Risk 11/30/2022 Checks continue to be the payment method that fraudsters use most often to infiltrate organizations, according to the Association of Financial Professionals... Read more Tags: Check, Fraud, Fed, Federal Reserve, Fraud Mitigation, check fraud
News Rules & Regulations Fraud & Disputes Audit & Compliance TCH Examines Reg E Error Resolution for Intermediated... 11/30/2022 The Clearing House has released a white paper that analyzes the application of the Electronic Fund Transfer Act (EFTA) and Regulation E (Reg E) error... Read more Tags: Regulations, Regs, Reg E, CFPB, TCH, p2p
News A Thanksgiving Message From Our CEO, Laura Steele 11/23/2022 Once again, it’s the time of the year when we gather around the table with our families and friends and pause to reflect on all that we are thankful... Read more Tags: Thanksgiving, CEO, Laura Steele
News Fraud & Disputes New Module Added to Synthetic ID Fraud Toolkit 11/23/2022 The latest addition to the Federal Reserve's Synthetic Identity Fraud Mitigation Toolkit, Module 9: Fraud Mitigation Service Providers, offers... Read more Tags: Fraud, Federal Reserve, Fraud Mitigation, Synthetic Identity Fraud
News Payments Strategy Payments Forecasts for 2023 11/23/2022 The industry's continued evolution to faster, easier payments was impacted in 2022 by tumultous environmental factors including inflation, currency... Read more Tags: trends, 2023
News Payments Strategy FedNow Service Pricing Is Announced 11/16/2022 The Federal Reserve Board has announced pricing, effective January 3, 2023, for payments services including FedNow. Read more Tags: FedNow, Fed, Federal Reserve, pricing
News Payments Strategy Jack Henry Launches Real-Time P2P Payments Solution 11/16/2022 This next-generation solution enables banks and credit unions to meet expectations for secure, convenient, flexible ways to send and receive money in... Read more Tags: Faster Payments, Real Time Payments, p2p, Jack Henry
News Payments Strategy Bringing Digital Payments to the Rental Space 11/16/2022 More than 80% of tenants pay their rent by old-fashioned paper checks. Read more Tags: Check, Payments, digital payments
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Irrevocability of Faster Payments Addressed 11/8/2022 Faster payments volume is growing and transaction limits are rising, increasing the potential for more disputes with higher dollar-values associated... Read more Tags: Faster Payments, Faster Payments Council, Disputes, Returns, irrevocability
News Payments Strategy Where Do You Fit Into the FedNow Service Ecosystem? 11/2/2022 The FedNow Service will provide many opportunities for financial institutions and others to build innovative payment solutions. Read more Tags: FedNow
News Plan Your 2023 Payments Education NOW! 11/2/2022 Plan and budget for your 2023 payments education now! Read more Tags: Education, events, payments education, professional development, budget
News ePay Sponsors Play for P.I.N.K. 11/2/2022 ePay CEO Laura Steele helped raise money for breast cancer research when ePay sponsored the Play for P.I.N.K. golf tournament. Read more Tags: Community Service, charity, Employee Spotlight
News Payments Strategy Speed is Critical for B2B Payments 10/26/2022 A majority of AFP survey respondents (54%) report that speed is the primary driver when choosing a payment method. Read more Tags: Faster Payments, Real Time Payments, Check, AFP
News Call For Presentations: ePayConnect 2023 10/25/2022 Do you have payments knowledge you want to share? Submit a session proposal for ePayConnect 2023! Read more Tags: Payments, ePayConnect, Presentations
News Fraud & Disputes The War on Check Fraud is Led by a $2 Pen 10/25/2022 Check fraud is booming, but the answer may be a $2 pen that thwarts attempts at chemically removing the ink! Read more Tags: Check, Fraud, check fraud
News Rules & Regulations Fed Offers Testing on Seven-Day Accounting Changes 10/19/2022 The AMI Depository Institution Testing (DIT) environment will be available for testing to impacted organizations beginning November 8 through November 25,... Read more Tags: Federal Reserve
News Tell Us What You Think About Our Website! 10/19/2022 Our new website has now been live for one month, and we’d love to hear about your experience with it! Read more Tags: Payments, members, website
News Fred Gibbons Rides in Bike MS For His 23rd Year 10/12/2022 We are so proud of ePayAdvisors’ Fred Gibbons, Director, Payments Risk and Compliance, who participated in his 23rd Bike MS event the weekend of... Read more Tags: Fred Gibbons, Community Service, Employee Spotlight
News Rules & Regulations Audit & Compliance ePayAdvisors Helps Manage Third-Party Risk 10/12/2022 Nacha has been incrementally addressing third-party risk management with changes to their Operating Rules and Guidelines over the last five years, and... Read more Tags: Risk Management, TPS, TPSP, Risk Assessment, Third Party, Third-Party, Third-Party Sender, ePayAdvisors, Third-Party Service Provider
News Organizations Drive Hurricane Relief 10/5/2022 Want to support hurricane disaster relief? Several organizations in the financial services industry are working to get donations where they are... Read more Tags: Disaster Recovery
News Fraud & Disputes Protect Yourself During Cybersecurity Month and Beyond! 10/5/2022 October is Cybersecurity Awareness Month so we are sharing these five things that you and your customers or members can do to protect yourselves... Read more Tags: Fraud, Cybersecurity, Cybercrime, FTC
News Payments Strategy As FedNow Rollout Progresses, Financial Institutions... 10/5/2022 Connie Theien, head of industry relations for Federal Reserve Financial Services, describes the work happening behind the scenes in the FedNow Pilot... Read more Tags: FedNow, Faster Payments, Fed, Federal Reserve
News Rules & Regulations Operating Circular 8 Details FedNow Terms and Conditions 9/28/2022 In anticipation of the mid-2023 FedNow Service launch, Operating Circular 8 outlines the terms and conditions for funds transfers made through the... Read more Tags: FedNow, Federal Reserve, Operating Circular
News Audit & Compliance Congratulations to Our New APRPs! 9/21/2022 Congratulations to the following ePay members who passed the 2022 Accredited Payments Risk Professional exam! We are grateful for the contributions... Read more Tags: APRP, Certification, Accreditation
News Payments Strategy Fed Launches Service to Track Trends for FedACH Payments 9/21/2022 Federal Reserve Financial Services has launched the FedPayments® Insights Service, a business and analytics tool that generates reports on a financial... Read more Tags: ACH, Fed, Federal Reserve, FedACH
News Answers to Common Questions About Request for Payment... 9/13/2022 What are the benefits of request for payment (RFP)? Can RFP only be used for consumer-to-business bill pay? What ISO® 20022 messages are used to send... Read more Tags: FedNow, RFP, Payments Strategy, resources
News ePay Welcomes New Teammates! 9/13/2022 It has been an exciting summer at ePay with the addition of four new teammates. We are delighted to have your expertise as we empower our members and... Read more Tags: ePay Staff, ePay, FinTech, teammates, jobs
News Federal Reserve Surveys Reveal Growing Interest in... 9/12/2022 Consumers and businesses are looking for payment services that are fast, convenient and provide greater control over cash flow, according to recent Federal... Read more Tags: Faster Payments, Faster, Federal Reserve, blog
News Launch Window for FedNow Announced 9/12/2022 The Fed has narrowed the window for the launch of FedNow, its real-time payments service, to the weeks between May and July of 2023. This update comes as... Read more Tags: FedNow, resources
News REMINDER: ePay’s New Website Launches September 16! 9/12/2022 We are very excited that ePay’s new website is scheduled to launch on September 16! Based on feedback from our members, enhancements include... Read more Tags: members, website
News Payments Strategy Barbara's Blog - Digital Currency, Part 1: Cryptocurrencies 9/8/2022 I love being part of ePay’s Education team and the opportunities it gives me to learn and share my knowledge. Recently I earned my Certified... Read more Tags: crypto, Certification, cryptocurrency, blog
News Fraud & Disputes Only Scammers Demand Utility Payments in Cryptocurrency 8/18/2022 It’s never a good time to have your utilities shut off. But during the hot summer months, the threat of having no power can be especially miserable:... Read more Tags: Fraud & Incident Management, Digital Currency, Fraud, consumer protection, crypto
News Rules & Regulations Guidelines Announced for Requests to Access Federal... 8/18/2022 The Federal Reserve Board has announced final guidelines that establish a transparent, risk-based, and consistent set of factors for Reserve Banks to use in... Read more Tags: Executive Leader, Regulations, Retail Payments, Regs, Fin Tech
News Payments Strategy Fraud & Disputes Evaluate Your Fraud Management Approach as You Prepare... 8/10/2022 As with any type of payment, the potential for fraud exists with instant payments. Financial institutions are the first line of defense against instant... Read more Tags: FedNow, Faster, Risk Management, Risk Mitigation, Fraud, Assessments
News Jack Henry to Acquire Payrailz 8/10/2022 Jack Henry & Associates has announced that it has entered into an agreement to acquire Payrailz, adding their digital payment capabilities,... Read more Tags: Software & Service Providers, Faster Payments, Real Time, Instant, Real Time Payments, Instant Payments, Faster, Retail Payments, Fin Tech
News Payments Strategy How Do You Stack Up on Same Day ACH? 8/3/2022 Same Day ACH launched in 2016 with a goal of moving the ACH Network from next-day settlement to multiple same-day settlement options for virtually any ACH... Read more Tags: ACH, Same Day ACH, Faster Payments, Payments Strategy, Faster, Surveys, Center for Payments
News Rules & Regulations Audit & Compliance Nested TPS Changes in the Risk Management Portal... 8/3/2022 Originating Depository Financial Institutions (ODFIs) are currently required to identify their Third-Party Senders to Nacha. On September 30, 2022, a new... Read more Tags: Compliance, ACH, Risk Management, Risk Mitigation, Originators, Origination, TPS, TPSP, Audit, Third Party, Third-Party, Third-Party Sender, ACH Operations, ACH Network
News Additional Late Night ACH File Deliveries to Start in... 7/28/2022 Beginning in mid-September 2022, the ACH Operators - the Federal Reserve and The Clearing House - will implement additional late-night deliveries of ACH... Read more Tags: ACH, Settlement, ACH Operations, ACH Network, ACH Entry, ACH Return Entry, Fed
News Fraud & Disputes Key Practices to Reduce Improper Payments through... 7/28/2022 A group of federal agencies working under the Joint Financial Management Improvement Program (JFMIP) has released a report identifying verification... Read more Tags: Risk Management, Risk Mitigation, Fraud, Government Payments, unemployment, Scams, government, covid
News Rules & Regulations Audit & Compliance Paper and Digital: The Two-Part Approach to Hurricane... 7/28/2022 It's Atlantic hurricane season and depending on where you live, your customers and members might choose to get some extra cash to weather uncertain... Read more Tags: Business Continuity, consumer protection, Retail Payments
News Fraud & Disputes New Interactive Assessments for Synthetic ID Fraud 7/20/2022 Synthetic identity fraud can pose serious consequences for both organizations and individuals. To mitigate this type of fraud, we must first be able... Read more Tags: Fraud, Synthetic Identity, Cyber, Cybersecurity, consumer protection, Assessments, Cybercrime, Scams
News Rules & Regulations Audit & Compliance Is Every Payment Under $1 a Micro-Entry? 7/20/2022 Not all ACH transactions under $1 are subject to the new Nacha Micro-Entry Rule taking effect September 16. The definition hinges on two very... Read more Tags: ACH, Rules, ACH Operations, ACH Entry, micro-entry
News Fraud & Disputes Fraudsters Take Advantage of High Gas Prices 7/20/2022 Scammers use consumers’ financial anxieties to lure them in, and high gas prices are no exception. Specifically, criminals are posting ads on social... Read more Tags: Fraud & Incident Management, Fraud, consumer protection, "Unauthorized", Scams
News Get Ready for Cybersecurity Awareness Month Now! 7/14/2022 The National Cybersecurity Alliance's Cybersecurity Awareness Month in October amplifies the importance of digital security and empowers everyone to... Read more Tags: Fraud, Cyber, Cybersecurity, Cybercrime
News FedNow Community Celebrates Second Anniversary 7/14/2022 The FedNow Community just celebrated its second anniversary! There are currently 2,847 Community members who each bring their unique experience to the table... Read more Tags: FedNow
News Staff Promotion in July 7/14/2022 Congratulations to Angelica Larrañaga, AAP, CAMS, CBAP, CCBCO, NCP, on her promotion to Director, Payments Education! Thank you for everything you do... Read more Tags: staff, promotion
News Agencies Release Statement on Risk-Based Approach to Due... 7/7/2022 The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Financial Crimes Enforcement Network, the National... Read more Tags: Risk Management, FDIC, fincen, money laundering, OCC, NCUA, due diligence
News Awards Payments University Scholarship Winners Announced 7/7/2022 Congratulations to the following recipients of the scholarships to ePay’s Payments University! Read more Tags: scholarship, scholarships, payments university
News Operations Alerts COVID Relief from Nacha Rules Will Expire October 1 7/7/2022 In 2020, Nacha provided relief from certain provisions of the Nacha Operating Rules due to impacts of the Coronavirus pandemic. This relief generally... Read more Tags: ACH, Rules, covid, Nacha, coronavirus, ACH Rules
News FinCEN Statement on Bank Secrecy Act Due Diligence for... 6/29/2022 The Financial Crimes Enforcement Network (FinCEN) has issued a statement to provide clarity to banks on how to apply a risk-based approach to conducting... Read more Tags: BSA, fincen
News Payments Strategy Creating Your FedNow Service Provider Strategy 6/29/2022 Part of FedNow readiness is developing a service provider strategy, including evaluating your own systems, processes, and plans; determining your service... Read more Tags: FedNow, Payments Strategy, strategy
News Fed Announces Final Timeline for New Fedwire Funds... 6/29/2022 On June 27, 2022, the Board of Governors of the Federal Reserve System announced in a Federal Register notice that the Federal Reserve Banks... Read more Tags: Wire, Wire Transfer, Fed, FedWire, ISO 20022
News Progress Towards Electronic Remittance Delivery 6/22/2022 In September 2021, the Federal Reserve and Business Payments Coalition convened the Remittance Delivery Assessment Work Group to transform... Read more Tags: e-invoicing, Fed, B2B, Business Payments
News Federal Reserve Vice Chair Testifies on the Benefits and... 6/22/2022 The House Financial Services Committee conducted a hearing entitled, “The Future of Money: Assessing the Benefits and Risks of a U.S. Central Bank... Read more Tags: CBDC, Central Bank, Fed, Federal Reserve, Central Bank Digital Currency
News Operations Alerts Supplementing Data Security Requirements Phase 2... 6/22/2022 The Supplementing Data Security Requirements rule enhances previous ACH Security Framework data protection requirements by explicitly requiring large non-FI... Read more Tags: Rules, Nacha, Nacha Rules, Security, Data Security
News Faster Payments Council Explores Business User Satisfaction 6/15/2022 The energy behind faster payments is growing. But how satisfied are the current end-users, particularly businesses, with the state of faster payments? The... Read more Tags: Faster Payments, Faster Payments Council, Business, Business Payments
News Pioneers of Now Campaign Dives Into Instant Payments 6/15/2022 The Federal Reserve launched its FedNow Pioneers of Now campaign during Nacha’s Smarter Faster Payments 2022 Conference. Pioneers of Now represent a... Read more Tags: FedNow, Instant Payments, Fed, Federal Reserve
News Fraud & Disputes FinCEN Issues Advisory on Elder Financial Exploitation 6/15/2022 Today is World Elder Abuse Awareness Day, and the Financial Crimes Enforcement Network (FinCEN) is issuing an advisory to alert financial institutions to... Read more Tags: Fraud, Elder Abuse, fincen
News Rules & Regulations Operations Alerts Atlantic Hurricane Season Could Be a Big One 6/8/2022 Meteorologists report that warmer than average Atlantic Ocean temperatures and an ongoing La Niña mean that the 2022 hurricane season is likely to be quite... Read more Tags: Rules, Excused Delay, Business Continuity, Nacha Rules
News Fraud & Disputes Spotting the FTC’s Most Reported Crypto Scams 6/8/2022 If the cryptocurrency craze feels like a tempting way to make money, or you think you’re missing out, read on. Because, according to the FTC’s... Read more Tags: consumer protection, crypto, Scams, cryptocurrency, FTC
News Fraud & Disputes Fake Identity, Real Problem 6/8/2022 As the threat of synthetic identity fraud continues to grow, the Federal Reserve is committed to supporting the payments industry in its fight against this... Read more Tags: Tools, Fraud, Synthetic Identity, Fed, Federal Reserve
News Jeff Foote Named President of ePayResources 6/2/2022 We are delighted to announce that ePayResources has named Jeff Foote as incoming President effective June 1, 2022, to succeed Laura Steele as CEO upon her... Read more Tags: staff, ePay Staff, ePay
News Fraud & Disputes June is Elder Abuse Awareness Month 6/2/2022 Elder Abuse Awareness On-Demand Webinar Available in ePayU. Elder abuse is a growing problem across our country, so much so that in 2011 the United Nations... Read more Tags: Fraud, Elder Abuse, webinar, on-demand, ePayU
News Opportunities to Support Uvalde Announced 6/2/2022 ePay extends its deepest sympathies to the community of Uvalde, and in support we would like to amplify the efforts of the First State Bank of Uvalde, the... Read more Tags:
News Rules & Regulations Operations Alerts Supplementing Data Security Requirements Phase 2... 6/2/2022 The Supplementing Data Security Requirements rule enhances previous ACH Security Framework data protection requirements by explicitly requiring large non-FI... Read more Tags: Rules, Data, Nacha Rules, Data Security
News Payments Strategy Bankers’ Bank Module Facilitates RTP for Community Banks 5/25/2022 Bankers’ Bank, a correspondent bank for community banks, is live with its Funding Agent Smart Liquidity℠ module that connects to The Clearing House... Read more Tags: RTP, Real Time Payments, TCH, The Clearing House, Bankers' Bank
News Same Day ACH Study Results Released to Participants 5/25/2022 At Nacha’s Smarter Faster Payments 2022 conference earlier this month, Nacha and the Center for Payments presented the results of their collaborative... Read more Tags: Same Day ACH, Surveys, Center for Payments
News Fraud & Disputes CFPB Opening Office of Competition and Innovation 5/25/2022 The Consumer Financial Protection Bureau (CFPB) is opening a new Office of Competition and Innovation to help spur innovation in financial services by... Read more Tags: consumer protection, CFPB, Innovation
News Payments Strategy Top Ten Questions About the FedNow Service 5/18/2022 The FedNow Service is on target to launch in 2023, and we know you must have questions! Check out our latest blog that addresses the FedNow Service... Read more Tags: FedNow
News Payments Strategy Fed Study Shows Consumers Want Faster Payments 5/18/2022 U.S. consumers are seeking faster payments in more areas of their increasingly on-demand lives, with 4 out of 5 saying they are interested in faster options... Read more Tags: Faster Payments, Fed, Federal Reserve
News Payments Strategy Faster Payments Council Seeks Your Input on Crypto Survey 5/18/2022 The Faster Payments Council (FPC), in collaboration with Ripple, recently launched a survey designed to gauge industry perspectives on the use of blockchain... Read more Tags: Faster Payments Council, crypto, Surveys, cryptocurrency, blockchain
News Payments Strategy Our Crypto Specialist Explains Central Bank Digital Currency 5/11/2022 Central Bank Digital Currency (CBDC) is the third and final topic in this Digital Currency series by Barbara Hudgins, Director, Payments Education and... Read more Tags: CBDC, crypto, cryptocurrency, bitcoin
News Call for Presentations Open for Executive Payments Summit 5/11/2022 ePay is currently accepting presentation proposals for its Executive Payments Summit, to be held November 3 in person in Dallas, TX and virtually via... Read more Tags: conference, Call for Presentations, EPS, Executive Payments Summit
News Payments Strategy Supporting the Underserved With Faster Payments 5/11/2022 Financial Literacy Month in April thrust today’s economic environment into perspective. Inflation is on the rise, the cost to borrow money is... Read more Tags: Faster Payments, Faster Payments Council, FPC, Financial Literacy, underserved
News FedNow Service Pilot Program Achieves Message Delivery... 5/4/2022 The Federal Reserve has officially started onboarding pilot participants onto the FedNow Service, signaling that the initial testing phase of the FedNow... Read more Tags: FedNow
News Fraud & Disputes New Resources to Combat Synthetic Identity Fraud 5/4/2022 Often miscategorized, and in turn, underreported, synthetic identity fraud is a high priority for the U.S. payments industry. To help support organizations... Read more Tags: Tools, Fraud, Synthetic Identity, Fed, Federal Reserve
News Fiserv and TCH Partner on RTP Access 5/4/2022 Thousands of financial institutions will be able to simplify and accelerate the enablement of real-time payments for consumers and businesses as the result... Read more Tags: RTP, Real Time Payments, TCH, The Clearing House
News May is Direct Deposit Month! 4/27/2022 Most Americans know Direct Deposit as the best way to get paid. Your wages are in your bank or credit union account right on time, without any holds, and... Read more Tags: ACH, Direct Deposit
News Payments Strategy Barbara's Crypto Blog, Part 2 4/27/2022 The second part of Barbara Hudgins' Digital Currency series looks at stablecoins. These are a cryptocurrency that usually have some type of backing to... Read more Tags: CBDC, crypto, cryptocurrency
News ePayResources Presents Payments Awards 3/23/2022 ePayResources™ presented three awards at its 26th annual conference, ePayConnect 2022, held March 6 - 8 at Disney's Swan and Dolphin Resort... Read more Tags: awards, payments awards, ePayConnect
News FTC Reports Top Frauds of 2021 3/1/2022 Every year, people report fraud, identity theft, and more to the Federal Trade Commission and its law enforcement partners. In 2021, 5.7 million people... Read more Tags: Fraud, crypto