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What to Expect When Fraud Monitoring Rules Take Effect

Nacha's new framework of fraud monitoring rules going into effect in 2026 is designed to strengthen protections again credit push fraud, which is being amplified by sophisticated technologies. These rules institute a requirement for Originators, Third-Party Senders, and ODFIs to monitor all ACH Standard Entry Class codes, both debits and credits.

In a recent PaymentsJournal podcast, Devon Marsh, Managing Director, ACH Network Rules & Risk Management at Nacha, and Elisa Tavilla, Director of Debit Payments at Javelin Strategy & Research, examined the requirements of the new rules and the steps financial institutions can take to comply and better protect their customers.

  • Click Read More below to see the complete Payments Journal article and access their podcast.
  • Click here to register for our webinar on November 4, Implementing Nacha's Fraud Monitoring Rules.
  • Originators, Third-Party Senders, and ODFIs can stay informed and access exclusive resources by joining our new Originator Education Community. Click here to get started with this community!
  • ePayResources also covers the fraud monitoring rules in a two-part series of episodes of our podcast, The Payments Space. Click here to listen to episodes 26 and 27 with our own Stephanie Hottle, AAP, APRP, AFPP, Director, Payments Education. 
  • Watch our Online Store for registration coming soon for Payments Systems Update and ACH Rules Update sessions.
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