Beginning in mid-September 2022, the ACH Operators - the Federal Reserve and The Clearing House - will implement additional late-night deliveries of ACH files to all Receiving Depository Financial Institutions (RDFIs). Both ACH Operators will offer similar services regarding the additional 11:30 p.m. ET deliveries of ACH files. These additional ACH file deliveries will begin on Monday, September 12, 2022, for the Federal Reserve, and on Friday, September 16, 2022, for The Clearing House. This change is only to the delivery times of ACH files and does not impact ACH settlement times.

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