The generative AI ChatGPT has been all over the media in 2023.  It is a large language model that has been trained to generate human-like text and can be used for a variety of natural language processing tasks such as translating, answering questions, and generating entire essays.  The model is trained on vast amounts of data, specifically text created by humans, to understand written or spoken text and create content.  In the context of financial services, large language models like this one are taught to pretend to be human in responding to written or spoken text. What are the opportunites and risks for payments with generative AI?  Click the button below to read more in the Federal Reserve Bank of Atlanta's Take On Payments blog!